Most of us will have money problems at some point in our lives. Some are simply quirks that do not cause any financial harm - for others it becomes a nightmare or a vicious circle of seeking credit, debt-stress and ultimately insolvency.
Research shows that debt has more to do with people's behavioral patterns and their self-esteem. What we learn from research is that we need to assist debtors to be financially responsible.
Debtors need to understand more the value of money and that paying off your debt will give them more flexibility. If you are out of credit you will have no margin for error in case of an emergency.
It is therefore crucial for debt collectors to realize the importance of motivating people in paying their debt. We all know how easy it is these days to get credit.
Most spenders have little idea how much their purchases costs - because they thrive on credit. This in fact hardens the problem.
We will not be sending you a bill for debt collection services. You will only pay us on a collection commission basis. Therefore, no collection - no fee. Refer to terms and conditions.
Please note that you will also be charged for incorrect instructions and incorrect statement balances.
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When it comes to business loan accounts, both directors of the company as well as shareholders must be aware of the implications such loan accounts may have on the business.
However, there is an abundance of small to medium enterprises in South Africa which are mostly owned and directed by as little as one or two people.
Read More ...Posted by Christo van der Merwe on Friday, May 24, 2019 Views: 148