Most of us will have money problems at some point in our lives. Some are simply quirks that do not cause any financial harm - for others it becomes a nightmare or a vicious circle of seeking credit, debt-stress and ultimately insolvency.
Research shows that debt has more to do with people's behavioral patterns and their self-esteem. What we learn from research is that we need to assist debtors to be financially responsible.
Debtors need to understand more the value of money and that paying off your debt will give them more flexibility. If you are out of credit you will have no margin for error in case of an emergency.
It is therefore crucial for debt collectors to realize the importance of motivating people in paying their debt. We all know how easy it is these days to get credit.
Most spenders have little idea how much their purchases costs - because they thrive on credit. This in fact hardens the problem.
We will not be sending you a bill for debt collection services. You will only pay us on a collection commission basis. Therefore, no collection - no fee. Refer to terms and conditions.
Please note that you will also be charged for incorrect instructions and incorrect statement balances.
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Developing a monthly budget is a crucial step in the journey towards settling your debts and achieving your financial goals.
However, developing a monthly budget plan is only the first step. The power of a debt free life lies in your ability to diligently adhere to your budget plan.
Read More ...Posted by Christo van der Merwe on Thursday, September 26, 2019 Views: 59